The financial condition of the North Carolina Housing Finance Agency may have changed since the date this information was prepared. The information provided by you to Quicken Loans is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. South Carolina 29201 Attn: Mortgage Complaints Email: compliantsbofi.sc. However, an FHA loan at 3.5 means your down payment would only be 8,750. Add closing costs to that and you could find yourself paying a hefty amount up front for your home. For example, if you want to buy a home for 250,000, a conventional loan down payment could be 50,000. Each viewer of the aforementioned information acknowledges that (i) the North Carolina Housing Finance Agency is not now by this document offering any bonds or other securities, nor soliciting an offer to buy any securities, (ii) this information is not to be construed as any description of the North Carolina Housing Finance Agency-such offerings are only made pursuant to the appropriate official statements of the North Carolina Housing Finance Agency, (iii) the information provided speaks only as of the date thereof and the North Carolina Housing Finance Agency has not in any way undertaken to update such information, and (iv) no representation is made as to the propriety or legality of any secondary market trading of the bonds or other securities of the North Carolina Housing Finance Agency by anyone in any jurisdiction. Buying a home Use this simple Mortgage Calculator to get an estimate of. Instead of 20, you may be able to qualify for a down payment of 3.5. This information relates to bond issues of the North Carolina Housing Finance Agency that have been sold and distributed in underwritten public offerings described in the related official statements. Under no circumstances shall North Carolina Housing Finance Agency have any liability to any person or entity for (a) any loss or damage in whole or part caused by, resulting from, or relating to any error (on account of neglect or otherwise) or other circumstance involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, transmitting, communicating or delivering this information, or (b) any direct, indirect, special, consequential, or incidental damages whatsoever, even if North Carolina Housing Finance Agency is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information. The best option for refinancing is the High Loan-to-Value Refinance Option from Fannie Mae. Sellers typically pay this fee in South Carolina. ![]() This rate is divided into 1.30 for the state and 0.55 for the county. In total, it comes out to 1.85 per 500, or 0.37. Because of the possibility of human and mechanical error as well as other factors, this information is provided "as is" without warranty of any kind and no representation or warranty, expressed or implied, is made, nor should any be inferred, as to the accuracy, timeliness, or completeness of this information. In South Carolina, there is a deed recording fee for real estate transfers. Reference should be made to the official statement and operative documents of each series of bonds referred to herein for complete information on that issue. MoneyGeek’s mortgage calculator for the state allows you to estimate your monthly payments based on loan term, home price and down payment. Keep in mind that rates may vary across individuals based on several factors. Please visit our Appraisers FAQ page to learn more about making corrections.Disclaimer (please scroll and read, then proceed below)Īll information contained on the following Web pages is obtained from the Agency’s books and records, and is believed to be accurate and reliable. South Carolina homeowners pay an average of 1,102 per month toward their mortgage. FHA loans are designed for borrowers who are unable to make a large down payment. All data is provided as-is and is collected from a number of public data sets. FHA mortgage lending limits for 2023 vary based on a variety of housing types and the state and county in which the property is located. ![]() ![]() 101, Fort Mill, SC 29708Ĥ98 HARVEST MOON LANE, Rock Hill, SC 29732ġ15 SUMMERSTONE DRIVE, Rock Hill, SC 29732ġ128 CHARLOTTE AVENUE, Rock Hill, SC 29730Ģ256 DRAWBRIDGE COURT, Rock Hill, SC 29732ģ160 HWY 21, STE 103 #517, Fort Mill, SC 29715ġ750 HWY 160 W STE101-291, Fort Mill, SC 29708ĭisclaimer: We do our best to ensure accuracy and completeness. 1808 EBENEZER ROAD-UNIT A, Rock Hill, SC 29732ġ015 CHARLOTTE AVE., PMB 321, Rock Hill, SC 29732Ĩ56 GOLD HILL RD., STE.
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